Low Ball Offer
Often times, immediately after an accident, and prior to the injured person talking to a lawyer, the insurance company for the at-fault party will contact you and make an offer, a low ball offer, to settle your claim/case.
Typically, the offer is in the amount of $1,500.00 to $3,000.00 to resolve your injury claim. Several companies, like Progressive and Geico, are notorious for doing this as it is their business model. The insurance approach is in a friendly, “we care about you” manner, thus lowering your guard and gaining your trust.